* Rate and terms displayed on our website may vary depending on credit history and other qualifications. This is not a commitment to lend money. Rates, fees, and program guidelines are subject to change without notice and may vary by region.  All rates are conforming rates based on a 20% down payment, a minimum credit score of 680, and NO Private Mortgage Insurance (PMI). Down payments of less than 20% could require PMI, which could increase the Annual Percentage Rate (APR). Rates are based on a $250,000 loan with 20% down payment plus title fees.

Note: The rates used in this example may not reflect your actual situation. The Victory Financial Group offers a wide variety of loan products and you may still qualify for a loan even if your situation does not match these assumptions.

Any rates or fees quoted in this presentation are for illustrative purposes only. After completion of a mortgage application all applicable rates and fees will be disclosed to the borrower on a Good Faith Estimate. Rates are not guaranteed until such time that they are locked with a lender. Member FDIC.