About the Mortgage Program

Welcome to the HBW Victory Mortgage Program. We provide “Mortgage Victories” for HBW agents and the clients they advise. The Victory Financial Group is a branch of a federal savings bank, but our roots are in the real estate business. Therefore we understand the needs of both the agent and borrower in the mortgage loan process.

We strive to serve HBW agents and all of our partners by providing superior loan experiences for their customers. Our promise of a superior loan experience for your borrowers includes competitively priced mortgage loans with a transparent, timely, and easy to understand process.

Drawing on our senior management's more than half century of experience in finance and real estate, we have developed a mortgage program that meets the needs of borrowers and the professionals who advise them. In short, we strive to serve our HBW partners by providing superior loan experiences for their customers. That experience will always include the following:

  • A Wide Array of Competitive Products and Interest Rates
  • An Easy, Transparent Loan Process - No Suprises
  • A Follow-Up Borrower Satisfaction Survey and Client Retention Program

Our lending professionals are compensated based on how well we serve you and your client throughout the lending process - based on a post-closing survey you and your client complete - not on how many or what type of loans we close.

We hope you will find the HBW Victory Mortgage Program to be a breath of fresh air in an industry that needs a new level of communication and service. We look forward to providing "Mortgage Victories" for you and your clients.

Advantages of the HBW-Victory Mortgage Program

  • Federal bank lending by industry professionals.
  • Full government lending capability (FHA/VA).
  • Virtually all conforming products.
  • In-house underwriting and closing for fast turnaround.
  • Competitive bank fees and interest rates.